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Insurance Coverage
RMA’s financial counselors will help answer all your questions about comprehending costs and insurance coverage. We can help you navigate the complexities and provide basic guidelines of the financial process. Some plans require referrals or authorizations, so it’s suggested that you check your infertility benefits under your specific plan.
Insurance Coverage Details
Please use the table below to view participating insurances by practice location. RMA will submit claims on your behalf and request that insurance reimburses you directly. We accept several forms of payment: credit card, check, cash, or FFP loan programs. For full insurance details, please contact the practice closest to you.
Accepted Insurances by Office
Infertility benefits vary from patient to patient and from provider to provider. The information provided is for informational purposes only and is not a commitment of coverage
- Aetna (PPO & HMO)
- Ally
- Cigna (PPO & HMO)
- Florida Hospital / AdventHealth – (Ambetter, Disney & Oscar Health)
- Florida Blue (BCBS of Florida)
- Lending Club
- Maven
- Progyny
- Stork Club
- UMR
- United Healthcare (PPO & HMO)
- Veterans Choice / TriWest
- WIN Fertility
- Cigna
- Future Family
- Lending Club
- Maven
- Progyny
- Stork Club
- United Healthcare
- WINFertility
- Aetna
- Ally
- AmeriHealth
- Capital Blue Cross
- Cigna
- Geisinger Health Plan (non- St. Luke’s employee)
- Highmark Blue Shield
- Independence Blue Cross
- Keystone East
- Lending Club
- Maven
- Oxford Health Plan
- Populytics (Lehigh Valley Employees)
- Progyny
- Stork Club
- United Healthcare
- WIN Fertility
RMA Northern California participates in several PPO insurance plans, including:
- Aetna - Institute of Excellence
- Ally
- Anthem Blue Cross
- ARC
- Blue Shield of California
- Carrot
- Cigna
- Future Family
- HealthNet
- Lending Club
- Maven
- Progyny
- United Healthcare
- Aetna
- Ally
- Amerihealth
- ARC
- Cigna
- Future Family
- Horizon Blue Cross Blue Shield
- Lending Club
- Maven
- Progyny
- Qualcare
- Stork Club
- Oxford
- United Healthcare
- WINFertility
- Aetna
- Ally
- Amerihealth
- Capital Blue Cross Blue Shield (PPO)
- Cigna
- Future Family
- Highmark Blue Cross Blue Shield
- Independence Administrators
- Independence Blue Cross Blue Shield
- Keystone Health East
- Lending Club
- Maven
- MultiPlan
- Optum Health
- Progyny
- Stork Club
- Tricare
- United Healthcare - Fertility Center of Excellence
- UPMC
- WIN Fertility
RMA Seattle participates in several insurance plans, including:
- Aetna
- Ally
- Carrot
- Cigna
- First Choice
- Future Family
- Lending Club
- Maven
- Premera
- Progyny
- Regence
- Stork Club
- WIN Fertility
RMA Southern California participates in several PPO insurance plans, including:
- Aetna
- Ally
- Anthem Blue Cross
- Blue Shield of California
- Cigna
- Future Family
- Lending Club
- Maven
- Progyny
- Stork Club
- United Healthcare
- WIN Fertility
Questions to Ask Your Insurance Provider
- Which treatment options (IVF, IUI, diagnostic testing) are covered by my current benefits?
- Are fertility medications covered? If yes, is there a total monetary medication “allowance,” a maximum number of vials, or other product limitations?
- Are there any limitations to my benefits, such as age, medical conditions, or prior cycles?
- Can you please provide a written explanation of my benefits?
