Insurance Coverage
RMA’s financial counselors will help answer all your questions about comprehending costs and insurance coverage. We can help you navigate the complexities and provide basic guidelines of the financial process. Some plans require referrals or authorizations, so it’s suggested that you check your infertility benefits under your specific plan.
Insurance Coverage Details
Please use the table below to view participating insurances by practice location. RMA will submit claims on your behalf and request that insurance reimburses you directly. We accept several forms of payment: credit card, check, cash, or FFP loan programs. For full insurance details, please contact the practice closest to you.
Accepted Insurances by Office
Infertility benefits vary from patient to patient and from provider to provider. The information provided is for informational purposes only and is not a commitment of coverage
- Aetna (PPO & HMO)
- Cigna (PPO & HMO)
- Coresource
- Florida Hospital / AdventHealth – (Ambetter, Disney & Oscar Health)
- Florida Blue (BCBS of Florida)
- Health First Health Plan
- Orlando Health
- Progyny
- UMR
- United Healthcare (PPO & HMO)
- United Medical Credit
- Veterans Choice / TriWest
- Aetna
- AmeriHealth
- Capital Blue Cross
- CIGNA
- First Priority Life
- Geisinger Health Plan (non- St. Luke’s employee)
- Highmark Blue Shield
- Horizon Blue Cross and Blue Shield
- Independence Blue Cross
- Keystone East
- Keystone Central
- Oxford Health Plan
- Personal Choice
- Populytics (Lehigh Valley Employees)
- Progyny
- United Healthcare
- United Medical Credit
- Aetna
- Amerihealth
- Blue Cross Blue Shield Massachusetts
- Cigna
- Horizon Blue Cross Blue Shield
- Progyny
- Qualcare
- United Healthcare Oxford
- United Healthcare Student
- United Healthcare
- United Medical Credit
- Aetna (PPO & HMO) - Institutes of Excellence™ Infertility Facilities
- Amerihealth
- Beech Street
- Blue Cross Blue Shield (PPO)
- Capital Blue Cross Blue Shield (PPO)
- Cigna (PPO & HMO) - Center of Excellence
- CoreSource
- Coventry HealthAmerica
- Devon Health Services
- Highmark Blue Cross Blue Shield
- Horizon Blue Cross Blue Shield of New Jersey (PPO)
- Independence Administrators
- Independence Blue Cross Blue Shield (PPO)
- Independence Blue Cross Blue Shield Keystone Health Plan East (HMO & POS)
- MultiPlan
- Optum Health
- Progyny
- QualCare
- Tricare
- United Healthcare - Fertility Center of Excellence
- UPMC
- Aetna
- Anthem Blue Cross
- Blue Shield of California
- Cigna
- Progyny
- United Healthcare
- United Medical Credit
Questions to Ask Your Insurance Provider
- Which treatment options (IVF, IUI, diagnostic testing) are covered by my current benefits?
- Are fertility medications covered? If yes, is there a total monetary medication “allowance,” a maximum number of vials, or other product limitations?
- Are there any limitations to my benefits, such as age, medical conditions, or prior cycles?
- Can you please provide a written explanation of my benefits?
