For many, the cost of IVF creates a significant financial barrier to having a family. “While some may find the financial resources, the risk of failure and having nothing to show for the money spent if unsuccessful keeps many of our patients from entering care,” says Dr. Thomas Molianro. “The CareShare Program was specifically designed to help reduce the financial stress, risks, and worry that many of our patients face every day.” IVF costs can be reduced thanks to the CareShare Program.
The CareShare program costs $32,000 and includes up to six (6) stimulated IVF cycles and the use of frozen embryo transfer in order to achieve one (1) healthy delivery. Comprehensive Chromosomal Screening (CCS) is also included in the package price. Eligible patients enrolled in the CareShare Program will have an 18-month treatment window to complete all possible retrievals and transfers.
- IVF procedures (up to six)
- Frozen embryo transfer (as available)
- Embryo biopsy
- Embryo Cryopreservation for the first 18 months
- Comprehensive Chromosome Screening
- Cycle monitoring
“It is important to note that patients achieving a live birth on their first attempt will have paid more than a traditional ‘pay-as-you-go’ cycle,” says Dr. Molinaro. “At RMA, you can estimate spending around $12,400 out-of-pocket for a single IVF cycle without Comprehensive Chromosome Screening. Patients who get pregnant and deliver on their first attempt will have paid more; those needing a second cycle or more will have paid much less per cycle.”
Once you’re enrolled into the CareShare program you will be required to waive insurance coverage for any service(s) provided as part of the CareShare package. But there’s good news. Prior to enrollment in the program you may be able to use the fertility benefit and coverage your insurance carrier provides. This may include an initial consultation with your physician, an infertility work-up, and medication.
- Initial physician consultation
- Infertility work-up
- Anesthesia services
- Pregnancy monitoring
- Third-party reproduction services (Donor, GC)
- Genetic counseling services
- Collaborative Wellness services (Acupuncture, Nutrition, Counseling)
- Embryo banking
- Single gene screening
We understand that finding the resources to pay in advance for fertility treatment may not be easy. There are a number of medical finance solutions we refer patients to if financing is needed, including Lending Club Patient Solutions. Personal credit cards are also accepted for payment.
“The CareShare program is ideal for patients who don’t have insurance for IVF care, are paying out-of-pocket, or for those who have waived or exhausted their insurance benefits,” says Dr. Molinaro. “Our goal is to give hopeful parents peace of mind and the financial resources to pursue other family building options in the future, if unsuccessful today.”