Insurance Coverage
RMA’s financial counselors will help answer all your questions about comprehending costs and insurance coverage. We can help you navigate the complexities and provide basic guidelines of the financial process. Some plans require referrals or authorizations, so it’s suggested that you check your infertility benefits under your specific plan.
Insurance Coverage Details
Please use the table below to view participating insurances by practice location. RMA will submit claims on your behalf and request that insurance reimburses you directly. We accept several forms of payment: credit card, check, cash, or FFP loan programs. For full insurance details, please contact the practice closest to you.
Accepted Insurances by Office
Infertility benefits vary from patient to patient and from provider to provider. The information provided is for informational purposes only and is not a commitment of coverage
Insurance Providers
- Aetna (PPO & HMO)
- Cigna (PPO & HMO)
- Florida Blue (BCBS of Florida)
- Maven
- Progyny
- Stork Club
- UMR
- United Healthcare (PPO & HMO)
- WIN Fertility
Financing Partners
- Synchrony
- Lending Club
- Cigna
- Maven
- Progyny
- Stork Club
- United Healthcare
- WINFertility
Financing Partners
- Synchrony
- Lending Club
- Aetna
- AmeriHealth
- Capital Blue Cross
- Cigna
- Geisinger Health Plan (non- St. Luke’s employee)
- Highmark Blue Shield
- Independence Blue Cross
- Keystone East
- Maven
- Oxford Health Plan
- Populytics (Lehigh Valley Employees)
- Progyny
- Stork Club
- United Healthcare
- WIN Fertility
Financing Partners
- Synchrony
- Lending Club
RMA Northern California participates in several PPO insurance plans, including:
- Aetna - Institute of Excellence
- Anthem Blue Cross
- ARC
- Blue Shield of California
- Cigna
- HealthNet
- Maven
- Progyny
- Stork Club
- United Healthcare
Financing Partners
- Synchrony
- Lending Club
Fertility Benefit Programs
- Carrot
Multi-cycle packages offer cycles at a discounted, fixed cost
- ARC Fertility
- Fertility Access
- Aetna
- Amerihealth
- Cigna
- Horizon Blue Cross Blue Shield
- Maven
- Progyny
- Qualcare
- Stork Club
- Oxford
- United Healthcare
- WINFertility
Financing Partners
- Synchrony
- Lending Club
Multi-cycle packages offer cycles at a discounted, fixed cost
- ARC Fertility
- Fertility Access
- Aetna
- Cigna
- Highmark Blue Cross Blue Shield
- Independence Blue Cross Blue Shield
- Maven
- Progyny
- Stork Club
- United Healthcare - Fertility Center of Excellence
- WIN Fertility
Financing Partners
- Synchrony
- Lending Club
RMA Seattle participates in several insurance plans, including:
- Accolade
- Aetna
- Cigna
- First Choice
- Maven
- Premera
- Progyny
- Regence
- Stork Club
- WIN Fertility
Financing Partners
- Synchrony
- Lending Club
Fertility Benefit Programs
- Carrot
RMA Southern California participates in several PPO insurance plans, including:
- Aetna
- Anthem Blue Cross
- Blue Shield of California
- Cigna
- Maven
- Progyny
- Stork Club
- United Healthcare
- WIN Fertility
Financing Partners
- Synchrony
- Lending Club
Insurance Providers
- Aetna
- Blue Cross / Blue Shield
- Cigna
- Tricare / TriWest
- United Healthcare
- Denver Health Medical Plan
- Kaiser Permanente
Financing Partners
- Progyny
- Carrot
- Stork Club
Questions to Ask Your Insurance Provider
- Which treatment options (IVF, IUI, diagnostic testing) are covered by my current benefits?
- Are fertility medications covered? If yes, is there a total monetary medication “allowance,” a maximum number of vials, or other product limitations?
- Are there any limitations to my benefits, such as age, medical conditions, or prior cycles?
- Can you please provide a written explanation of my benefits?