If you’re considering IVF in Florida, you’ve probably noticed that costs vary – considerably – depending on which practice you look at. The other thing you may have noticed is that IVF doesn’t cost just one price – there are several options you can opt for.

Well, you’re right: IVF costs are not cut and dry, and they are not consistent across clinics. So how do you make a decision about which clinic is right for you?

Reproductive Medicine Associates of Florida (RMA-FL) has put together a guide to help you navigate costs so you are better prepared to begin your infertility journey with financial peace of mind.

*Keep in mind your costs will vary depending on the type of insurance you have, and the below guide is reflective of costs without insurance benefits.


IVF costs – the basics

The average cost of an IVF cycle in the U.S. is $12,400, according to the American Society for Reproductive Medicine. That means some clinics charge less than that, while others charge more.


What’s included in one IVF cycle?

It helps to think of one IVF cycle in three stages: retrieval, fertilization/embryo culture and frozen embryo transfer. Each stage has associated costs.

Retrieval costs:

  • Ovary-stimulating medications prior to retrieval $$$
  • Cycle monitoring $$
  • Anesthesia for retrieval $
  • Retrieval itself $$$$


Fertilization/embryo culture costs (optional items):

  • ICSI (procedure where sperm is inserted into the egg to promote fertilization) $$
  • Extended embryo culture to the blastocyst stage $$
  • Embryo biopsy for chromosomal testing $$
  • Chromosomal testing of biopsy samples $$
  • Embryo cryopreservation or freezing $


Frozen embryo transfer costs:


Cost vs. Value

While the above costs give a good idea of everything you could pay for depending on your unique situation, there are other considerations when choosing a clinic.

Success rates

  • High success rates will give you the best chance of taking home a healthy baby. They are important for another reason, too: the higher the success rates, the less you’ll have to spend. Think of it this way: if you go to a clinic that is good at what they do, you will need fewer cycles to accomplish your goal. Fewer cycles = less overall cost.


Personalized care

  • Is the clinic big enough to have the best technology and talent, but small enough to remember your name? Are you assigned a nurse that will stay with you throughout your journey? Do the physicians perform morning ultrasounds or do technicians do it? Do you feel cared for and listened to? Choosing a boutique clinic that offers personalized, responsive care can make a big difference in how you feel during the process.


Morning monitoring

  • Prior to retrieval, you’ll be seeing your doctor for ‘morning monitoring,’ where the progression of your ovarian stimulation will be analyzed. Because morning monitoring really does happen in the morning, you’ll want to check your clinic shortlist to compare morning monitoring hours and decide which ones work for you. Can you fit in a 9 am monitoring session during your busy schedule or do you need a 6 am slot? These types of details are important, so don’t overlook them.


Lab and surgery center

  • Finally, take a look at how much your clinic offers in-house. Does it have an embryology laboratory on-site or does it use a partner’s space at a distant location?  Will your procedures happen at the same location your morning monitoring happens at?


As you can see, when it comes to finding the best infertility clinic for you in Florida, there is a lot to consider. But the more you know, the better you can navigate the landscape to find the best clinic for you.



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